# Fipto | Stablecoin Payments & Multi-Currency Accounts API Documentation > Integrate global payments with our API: send and receive fiat and stablecoin payments, and automate treasury and reconciliation with developer-friendly docs. ## Guides: GETTING STARTED - [What is the Fipto API?](https://docs.fipto.com/docs/what-is-fipto-api.md): The Fipto API is a B2B stablecoin payments infrastructure for PSPs, crypto brokers and enterprises. Send, receive, hold and convert across fiat and stablecoin rails, dual-licensed under MiCA CASP and… - [Regulatory coverage](https://docs.fipto.com/docs/regulatory-coverage.md): Fipto is Europe's first dual-licensed stablecoin Payment Institution: ACPR (17908) for fiat and payments, AMF (A2026-009) for crypto under MiCA, ISO 27001:2022 certified. - [Get started with Fipto](https://docs.fipto.com/docs/introduction.md): Create a Fipto account to access the demo or production environment for the B2B stablecoin payments API. Includes the request-access flow and demo URLs. - [Authenticate with the Fipto API](https://docs.fipto.com/docs/authentication-1.md): Step-by-step guide to authenticating against the Fipto API with HTTP Signatures (RSA-SHA256, hs2019). Generate keys, register them and sign every request. - [Webhooks](https://docs.fipto.com/docs/webhooks.md): Real-time HTTPS webhooks for stablecoin and fiat payment events on the Fipto API — RSA-SHA512 signatures, IP allowlist, exponential-backoff retries. ## Guides: core product - [Wallets](https://docs.fipto.com/docs/guides.md): Set up a wallet and start receiving and sending funds - [Beneficiaries](https://docs.fipto.com/docs/send-funds.md): Add your partners and suppliers as beneficiaries - Payments - [Initiate a payment](https://docs.fipto.com/docs/beneficiaries-1.md): Send funds to your beneficiaries - [Transactions](https://docs.fipto.com/docs/transaction-statuses.md): Discover transaction types and their workflows - [Conversion](https://docs.fipto.com/docs/conversion.md) ## Guides: INTEGRATION GUIDES - [Build a checkout with payment link](https://docs.fipto.com/docs/build-a-checkout-for-stablecoin-payments.md) - [Payment Link Overview](https://docs.fipto.com/docs/understanding-the-payment-links-flow.md) - [Create a Payment Link](https://docs.fipto.com/docs/create-a-payment-link.md) - [The Payer Flow](https://docs.fipto.com/docs/send-or-redirect-to-the-payment-link.md) - [Edge Case Management](https://docs.fipto.com/docs/edge-case-management.md) ## Guides: FAQ - [🇬🇧 FAQ in English](https://docs.fipto.com/docs/faq-en.md) - [How do I get paid via Payment Links?](https://docs.fipto.com/docs/manage-payment-links-en.md): Payment Links enable you to collect payments in stablecoins and receive the funds converted to euros directly to your Fipto wallet. Fipto will handle the transaction and conversion on your behalf to… - [How to deposit funds into my Fipto account?](https://docs.fipto.com/docs/how-to-deposit-funds-into-my-fipto-account-en.md) - [How to convert fiat and digital currencies?](https://docs.fipto.com/docs/how-to-convert-fiat-and-digital-currencies-en.md): Fipto makes it easy to exchange your money between regular currencies (fiat) and digital currencies. This streamlines your payments and investments operations. - [What is the Travel Rule and how does it impact Fipto users?](https://docs.fipto.com/docs/about-travel-rule-en.md) - [How to batch multiple payments with Fipto?](https://docs.fipto.com/docs/how-to-batch-multiple-payments-with-fipto-en.md): Batch payments let you process **multiple crypto or fiat transactions at once** by uploading a single payment file via the Fipto platform. This feature is designed to help **finance teams streamline… - [How to set up a EUR or USD named account?](https://docs.fipto.com/docs/how-to-set-up-a-named-account-en.md): Fipto named accounts let you send and receive payments with your business name appearing as the official source on all transactions. This eliminates verification delays and builds trust with your… - [What is Verification of Payee (VoP) ?](https://docs.fipto.com/docs/what-is-verification-of-payee-vop.md) - [What is Strong Authentication?](https://docs.fipto.com/docs/what-is-strong-authentication.md): Since January 2018, European regulations have mandated Payment Service Providers to implement Strong Customer Authentication (SCA) to strengthen the security of their customers' accounts and reduce… - [New Payout Currencies — FAQ](https://docs.fipto.com/docs/new-payout-currencies-faq.md): This FAQ helps you send payouts in your beneficiaries' local currency, funded from your USDC balance. It covers the currencies you can pay, how to set up beneficiaries, how rates and fees work,… - [🇫🇷 FAQ en français](https://docs.fipto.com/docs/faq-fr.md) - [Comment être payé via un Lien de Paiement ?](https://docs.fipto.com/docs/manage-payment-links-fr.md): Les Liens de Paiement Fipto vous permettent de collecter des paiements en stablecoins et de recevoir les fonds convertis en euros directement sur votre wallet Fipto. Fipto se charge de la transaction… - [Comment déposer des fonds sur mon compte Fipto ?](https://docs.fipto.com/docs/how-to-deposit-funds-into-my-fipto-account-fr.md) - [Comment convertir vos devises fiat et digitales ?](https://docs.fipto.com/docs/how-to-convert-fiat-and-digital-currencies-fr.md): Fipto vous permet de convertir vos devises traditionnelles (fiat) et vos devises digitales, dans un sens ou dans l’autre, afin de simplifier vos opérations de paiement multi-devises ou vos… - [Qu'est-ce que la Travel Rule et comment impacte-t-elle les utilisateurs de Fipto ?](https://docs.fipto.com/docs/about-travel-rule-fr.md) - [Comment puis-je réaliser plusieurs paiements en un seul batch ?](https://docs.fipto.com/docs/how-to-batch-multiple-payments-with-fipto-fr.md): Les **paiements de masse** vous permettent d’exécuter **plusieurs transactions en crypto ou en fiat en une seule fois**, en important un seul fichier sur la plateforme Fipto. Cette fonctionnalité est… - [Comment créer un compte nominatif en EUR ou USD ?](https://docs.fipto.com/docs/how-to-set-up-a-named-account-fr.md): Les comptes nominatifs Fipto vous permettent d'envoyer et de recevoir des paiements avec le nom de votre entreprise affiché comme source pour toutes vos transactions. Cette fonctionnalité facilite la… - [Qu'est-ce que la régulation VoP (Verification of Payee)?](https://docs.fipto.com/docs/quest-ce-que-la-vop-verification-of-payee.md) ## API Reference: GETTING STARTED - [Fipto API overview](https://docs.fipto.com/reference/getting-started.md): The Fipto API is a B2B stablecoin payments infrastructure for sending, receiving, holding and converting funds across fiat and stablecoin rails. Dual-licensed in France (MiCA CASP + Payment… - [Authentication](https://docs.fipto.com/reference/authentication.md): All Fipto API requests are signed with the HTTP Signatures protocol using RSA-SHA256 (algorithm hs2019). Generate your RSA key pair, register the public key in the Fipto app, and sign every request… - [Supported currencies and networks](https://docs.fipto.com/reference/supported-currencies.md): EUR and USD business accounts, local currency payouts in BRL, MXN, COP, SGD, HKD, PHP and CNY, USDC, EURC and EURCV stablecoins, and BTC, ETH and SOL. - [Postman collection for the Fipto API](https://docs.fipto.com/reference/postman-guide-1.md): Try the Fipto API in two minutes with our public Postman collection. Includes pre-built RSA-SHA256 signing scripts and ready-to-run requests against the demo environment. ## API Reference: Fipto - OpenAPI 3.0 - Assets - [Get supported assets](https://docs.fipto.com/reference/listassets.md): Retrieve the list of supported assets of a company. - Transactions - [Get transactions](https://docs.fipto.com/reference/searchtransactionsbycompanyid.md): Retrieve the list of all transactions in your company, with the ability to apply filters based on the wallet, transaction type, and pagination. - [Get operations](https://docs.fipto.com/reference/listoperationbyoperationids-1.md): Retrieve the list of operations given their operation IDs. - [Get a transaction from a company](https://docs.fipto.com/reference/getcompanytransaction-1.md): Retrieve a specific transaction by its unique identifier. - [Initiate payout](https://docs.fipto.com/reference/initiatepayout.md): Initiate a payout from your wallet to a specified beneficiary. We will process the payment and send it to the beneficiary. - Wallets - [Create wallet](https://docs.fipto.com/reference/createwalletbycompanyid.md): Create a new wallet for your company. - [Get wallets](https://docs.fipto.com/reference/listwallets.md): Retrieve the list of all wallets in your company. - [Get a wallet](https://docs.fipto.com/reference/getwallet.md): Retrieve a specific wallet by its unique identifier. - [Rename a wallet](https://docs.fipto.com/reference/updatewalletname.md): Update the name of a specific wallet. - [Create a wallet details](https://docs.fipto.com/reference/createwalletdetailsbywalletid.md): Create a wallet details for a wallet. - [Get wallet details](https://docs.fipto.com/reference/getwalletdetailsbywalletid.md): Retrieve the list of wallet details for a given wallet. - [Get a wallet details](https://docs.fipto.com/reference/getwalletdetails.md): Retrieve a specific wallet details information. - [Rename a wallet details](https://docs.fipto.com/reference/updatewalletdetails.md): Update the name of a specific wallet details. - [Get a wallet details pdf](https://docs.fipto.com/reference/getwalletdetailspdf-1.md): Retrieve a specific wallet details pdf. - Beneficiaries - [Validate a batch of beneficiaries](https://docs.fipto.com/reference/validatebatchbeneficiary.md): Validate a CSV representation of a batch of beneficiaries. - [Create a batch of beneficiaries](https://docs.fipto.com/reference/createbatchbeneficiaries.md): Create a batch of beneficiaries for your company. A beneficiary is necessary to initiate a payout. - [Create a beneficiary](https://docs.fipto.com/reference/createbeneficiary.md): Create a beneficiary for your company. A beneficiary is necessary to initiate a payout. - [Get beneficiaries](https://docs.fipto.com/reference/listbeneficiaries.md): Retrieve all beneficiaries of a company. - [Get a beneficiary](https://docs.fipto.com/reference/searchbeneficiaries.md): Retrieve a specific beneficiary by its unique identifier. - [Delete a beneficiary](https://docs.fipto.com/reference/deletebeneficiary.md): Delete a specific beneficiary. - [Verify a euro beneficiary](https://docs.fipto.com/reference/verifybeneficiary-1.md): Verify a euro beneficiary using the VOP (Verification Of Payee) scheme. - Companies - [Get companies](https://docs.fipto.com/reference/listcompaniesbyuser.md): Retrieve companies linked to the logged user. - [Get a company](https://docs.fipto.com/reference/getcompany.md): Retrieve a specific company linked to the logged user. - Payment links - [Retrieve a specific payment link](https://docs.fipto.com/reference/getpaymentlink.md) - [Update a payment link](https://docs.fipto.com/reference/updatepaymentlink.md): Update a payment link as a user. - [Retrieve all payment link](https://docs.fipto.com/reference/listpaymentlinks.md) - [Create payment link](https://docs.fipto.com/reference/createpaymentlinks.md) - Conversions - [Create a new automated quote](https://docs.fipto.com/reference/createaquote-1.md) - [Confirm a quote](https://docs.fipto.com/reference/confirmquotestatus-1.md) - [Get conversion pairs configuration](https://docs.fipto.com/reference/getpairs.md) - [Retrieve a list of filterable conversions](https://docs.fipto.com/reference/getconversion-1.md) - AISP/PISP - [List all AISP/PISPs](https://docs.fipto.com/reference/listaisppisp.md) - [Create a new API user for an AISP/PISP](https://docs.fipto.com/reference/createcompanyaisppisp.md) - [List all AISP/PISP access of a company](https://docs.fipto.com/reference/listcompanyaisppisp.md) - [Get specific AISP/PISP access of a company](https://docs.fipto.com/reference/getcompanyaisppisp.md) - [Delete the access for a company to an AISP/PISP](https://docs.fipto.com/reference/deletecompanyaisppisp.md) - [Initiate payout as an AISP/PISP](https://docs.fipto.com/reference/initiatepayoutaisppisp.md): Initiate a payment from your wallet to a specified beneficiary. We will process the payment and send it to the beneficiary. - [Get a wallet from an AISP/PISP](https://docs.fipto.com/reference/getwalletaisppisp.md): Retrieve a specific wallet by its unique identifier from AISP/PISP. - [Get transactions for an AISP/PISP](https://docs.fipto.com/reference/searchtransactionsaisppispbycompanyid.md): Retrieve the list of all transactions in your company for an AISP/PISP, with the ability to apply filters based on the wallet, transaction type, and pagination. - [Get a transaction for an AISP/PISP](https://docs.fipto.com/reference/gettransactionaisppisp.md): Retrieve a specific transaction by its unique identifier for an AISP/PISP. - [List beneficiaries for an AISP/PISP](https://docs.fipto.com/reference/listbeneficiariesaisppisp.md): Retrieve all beneficiaries for an AISP/PISP. - [Get a beneficiary for an AISP/PISP](https://docs.fipto.com/reference/getbeneficiaryaisppisp.md): Retrieve a specific beneficiary by its unique identifier for an AISP/PISP. - [List wallets](https://docs.fipto.com/reference/listwalletaisppisp.md): Retrieve all wallets linked to a company from a AISP/PISP. - KYC Reliance - [Submit a new client onboarding](https://docs.fipto.com/reference/createclientonboarding.md): Submit a new client onboarding following a KYC reliance model. - [List client onboardings](https://docs.fipto.com/reference/listclientonboardings.md): Retrieve all client onboardings submitted by the company. - [Get client onboarding details](https://docs.fipto.com/reference/getclientonboarding.md): Retrieve the complete details of a specific client onboarding submission. - Travel Rule - [Update the travel rule of a beneficiary](https://docs.fipto.com/reference/updatebeneficiarytravelrule-1.md): Update the travel rule of a beneficiary. - Automations - [List automation rules](https://docs.fipto.com/reference/listautomations.md): Retrieve the list of automation rules for your company. - [Create automation rule](https://docs.fipto.com/reference/createautomation.md): Create a new automation rule for automatic conversions or payouts. Requires 2FA verification. - [Get automation rule](https://docs.fipto.com/reference/getautomation.md): Retrieve a specific automation rule by its unique identifier. - [Update automation rule](https://docs.fipto.com/reference/updateautomation.md): Update an existing automation rule's configuration. - [Delete automation rule](https://docs.fipto.com/reference/deleteautomation.md): Delete an automation rule. - Internal Transfers - [Create an internal transfer](https://docs.fipto.com/reference/createinternaltransfer.md): Initiate an internal transfer between two wallets of the same company. - Payouts - [Get the amount limits for a cross-asset payout.](https://docs.fipto.com/reference/getpayoutfxlimits.md): The smallest and largest amount a cross-asset payout to `beneficiary_id`, debited in `source_asset`, may be created for. Bounds change at any time — request them per payout rather than caching them. - [Get an FX quote for a future cross-asset payout.](https://docs.fipto.com/reference/createpayoutfxquote.md): Stand-alone quote endpoint for cross-asset payouts. The customer submits the destination beneficiary and either a source-side or destination-side amount, and receives a fresh quote — rate, fees, and… - [Refresh a cross-asset payout's quote.](https://docs.fipto.com/reference/refreshpayoutquote.md): Produces a fresh CANDIDATE quote for a cross-asset payout — available while the payout is pre-initiate (awaiting approval, submitted or waiting for signature) — and returns it WITHOUT advancing the… - [Accept a cross-asset payout's candidate quote as its current rate.](https://docs.fipto.com/reference/acceptpayoutquote.md): Accepts a candidate quote — previously returned by `refresh-quote` and held by the client — as the payout's current rate, available while the payout is pre-initiate (awaiting approval, submitted or… - Payin Simulation - [Simulate a payin](https://docs.fipto.com/reference/simulatepayin.md): Generate a payin on the demo environment. Note that it may take up to 1 minute for the payin to appear in the transactions list. By default, the payin will target the first wallet details created…