Regulatory coverage
Fipto is Europe's first dual-licensed stablecoin Payment Institution: ACPR (17908) for fiat and payments, AMF (A2026-009) for crypto under MiCA, ISO 27001:2022 certified.
Fipto is Europe's first dual-licensed stablecoin Payment Institution. Both halves of the stablecoin payments stack — fiat and crypto — operate under a single regulated French entity, with an ISO 27001:2022 information security certification on top.
Use this page during vendor reviews. Everything below can be cross-checked with the official ACPR and AMF public registers.
Licences and certifications
| Item | Authority | Reference | Scope |
|---|---|---|---|
| Payment Institution | ACPR (France) | Code 17908 | Fiat payment services, named IBANs, segregated client funds |
| CASP under MiCA | AMF (France) | A2026-009 | Custody, transfer and conversion of crypto-assets under the EU Markets in Crypto-Assets Regulation |
| ISO 27001:2022 | Independent auditor | ISMS certificate | Information security management, 40+ continuous controls, ongoing AML/CFT transaction monitoring |
Operating entity: Fipto PI SAS, a French société par actions simplifiée, RCS Paris 929 508 893.
Where to learn more
- Compliance Center on fipto.com
- Security Center on fipto.com
- Custody Policy
- How Fipto proves the security of client assets
Frequently asked questions
Where are client funds held?
In segregated accounts at safeguarding banks, as required by Fipto's Payment Institution licence. Details are in the Custody Policy.
Where can I get Fipto's compliance documentation pack for a vendor review?
Your Fipto account manager can share the pack — ISO 27001 certificate, licence numbers, and the latest security questionnaire responses.
Updated about 1 hour ago